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UNC Debit Card

Your UNC Debit Card.

Made exclusively for student life.

University of North Carolina at Chapel Hill and Wells Fargo have teamed up to add convenience to your active day with the unique custom-designed UNC Debit Card1 exclusively for University of North Carolina at Chapel Hill students, faculty and staff.

Order it.

Already have an account with Wells Fargo? Sign on to order your UNC Debit Card online for your Wells Fargo checking account.

Or order your UNC Debit Card when you open your Wells Fargo checking account at a Wells Fargo branch in North Carolina. Find a branch near you and schedule an appointment.

On campus or off, you’re ready.

  • Easily make purchases at local retailers and restaurants, and for online services.
  • Access ATMs across the U.S., including no-fee cash access at Wells Fargo ATMs, including ATMs on campus.
  • Add your UNC Debit Card to your digital wallet to tap and pay.2
  • Use the Wells Fargo Mobile® app3 to check account activity, deposit checks4, transfer funds5, pay bills, send money with Zelle®6, and set up push notifications, text, or email alerts7.

Visit wellsfargo.com/uncchapelhill for more details.


  1. The UNC Debit Card is a Visa® debit card issued by Wells Fargo Bank, N.A., and is a Wells Fargo Campus Affinity Debit Card.
  2. Terms and conditions apply. Some (but not all) digital wallets require your device to be NFC (Near Field Communication) enabled and to have the separate wallet app available. Your mobile carrier’s message and data rates may apply.
  3. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.
  4. Mobile deposit is only available through the Wells Fargo Mobile® app on eligible mobile devices. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations.
  5. Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.
  6. Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not described or as you expected. The Request feature within Zelle® is only available through Wells Fargo using a smartphone. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier’s message and data rates may apply. Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle®.
  7. Sign-up may be required. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Wells Fargo may provide financial support to University of North Carolina at Chapel Hill for services associated with the UNC Debit Card.

Wells Fargo Bank, N.A. Member FDIC.

Contracts and Disclosures

The Department of Education’s (ED) Cash Management regulations 34 CFR 668.164(d)(4)(i)(B)(2) (issued October 2015), require institutions participating in T2 (Campus Card) arrangements to list and identify the major features and commonly assessed fees as well as a URL for the terms and conditions of each financial account offered under the arrangement.

Affinity Debit Card Agreement
ATM and Branch License
Wells Fargo Bank, N.A., Member FDIC.

Other Facts

In 2017, the Wells Fargo One Card Plus program, a UNC One Card Feature that linked debit capabilities with One Card IDs, was discontinued to ensure greater safety and keep ID costs low, as debit cards are now requiring microchips. Wells Fargo One Card Plus Cards that had already been activated will expire on the date provided on the One Card Plus.

UNC-Chapel Hill and Wells Fargo Campus Card Agreement
For the award year period of July 1, 2022 – June 30, 2023

Total Number of student customers with linked accounts
2,071
Annual mean linked account costs incurred
$19.13
Annual median linked account costs incurred
$0.00
Total consideration received by UNC-Chapel Hill
$160,000

Wells Fargo may provide financial support to the University of North Carolina at Chapel Hill for services associated with the UNC Debit Card.